PremiumCredit Cards
Experience the best of rewards, cashback, and exclusive privileges with our range of credit cards designed for Indian lifestyle. Earn up to 5% cashback on all purchases.
Our Card Collection
Choose the perfect credit card that matches your lifestyle and spending patterns.
Xapo Cashback Card
Cashback Card
- 5% on online shopping
- 2% on dining
- 1% on all other spends
- No annual fee
Xapo Travel Card
Travel Card
- 10X rewards on travel
- Airport lounge access
- Travel insurance
- Foreign currency markup waiver
Xapo Premium Card
Lifestyle Card
- 15X rewards on premium brands
- Concierge services
- Golf privileges
- Exclusive dining offers
Xapo Business Card
Business Card
- 3X rewards on business spends
- Expense management tools
- Higher credit limits
- GST invoice management
Xapo Fuel Card
Fuel Card
- 4% cashback on fuel
- 1% on all other spends
- Fuel surcharge waiver
- Low annual fee
Xapo Student Card
Student Card
- 2% cashback on online spends
- No annual fee for students
- Build credit history
- Educational discounts
Card Benefits
Enjoy exclusive benefits and rewards designed for Indian customers.
Welcome Bonus
Get up to ₹5,000 worth of reward points as welcome bonus on your first purchase.
Travel Benefits
Complimentary airport lounge access, travel insurance, and foreign currency benefits.
Shopping Rewards
Extra rewards on popular shopping platforms like Amazon, Flipkart, and BigBasket.
Fuel Surcharge Waiver
Save on fuel costs with surcharge waiver at all petrol pumps across India.
Zero Liability Protection
Complete protection against fraudulent transactions with our advanced security features.
EMI Conversion
Convert your big purchases into easy EMIs with attractive interest rates.